Community Bank

Commercial Accounts - More Information

Community Business Checking

The Community Business Checking account is designed for businesses with high amounts of activity. This checking account offers earnings credit* to offset monthly maintenance fees.

Earnings Credit – the total credit that can be used to offset service charges incurred during this cycle. If the earnings credit allowance calculated on your positive available balance is greater than your activity charges, you will not be charged any fees. If your earnings allowances does not cover the cost of the services used, Community Bank will automatically debit your account. It is important to note that the earnings credit allowance is not a payment of interest, and will not be credited to your account. It can only be used to offset service fees.

It is calculated by multiplying the quarter-end Fed Funds Rate for the period by the Average Investable Balance. If the amount calculated is negative, a zero will display in this field. The Earnings Credit Rate is subject to change at our discretion.

Community Small Business Checking

The Small Business Checking account is designed for Small Businesses & Sole

Community Non-Profit Checking

Our Community Non-Profit Checking Account is designed for Clubs, Organizations, and Associations. This type of business account comes with no monthly maintenance fee or minimum balance requirements.

Business Savings

A variable rate savings account with interest rate and annual percentage yield subject to change daily at bank discretion.