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Current Rates
As of 11/15/22 (rates subject to change)
Checking & Saving Accounts**
| Account Type |
Minimum Deposit to Open Account |
Minimum to Earn APY |
Interest Rate |
Annual Percentage Yield (APY) |
| Community NOW Checking
| $100.00 |
$1,500.00 |
0.10% |
0.10% |
| Sole Proprietorship Checking
| $100.00 |
$500.00 |
0.10% |
0.10% |
| Gold Checking
| $100.00 |
$500.00 |
0.30% |
0.30% |
| Money Market, Business Money Market & Business Savings
| $1,000.00 |
$1,000.00
$10,000.00
$25,000.00
$50,000.00
$150,000.00
|
0.25%
0.30%
0.35%
0.45%
0.50%
|
0.25%
0.30%
0.35%
0.45%
0.50%
|
| Community Personal Savings
| $100.00 |
$0.00 |
0.20% |
0.20% |
| Community Kid Savings
| $10.00 |
$0.00 |
0.20% |
0.20% |
| Gold Savings
| $100.00 |
$0.00 |
0.40% |
0.40% |
| Christmas Club Savings
| $0.00 |
$0.00 |
0.45% |
0.45% |
**Rates may change after the account is opened. Fees may reduce earnings.
Certificates of Deposit*
Early withdrawal penalty may apply.
| Account Type |
Minimum Deposit to Open Account |
Minimum to Earn APY |
Interest Rate |
Annual Percentage Yield (APY) |
| 12 month
| $500.00 |
$500.00 |
1.50% |
1.51% |
| 24 month
| $500.00 |
$500.00 |
1.75% |
1.76% |
| 36 month
| $500.00 |
$500.00 |
1.75% |
1.76% |
| 48 month
| $500.00 |
$500.00 |
1.75% |
1.76% |
| 60 month
| $500.00 |
$500.00 |
1.75% |
1.76% |
Individual Retirement Accounts*
Early withdrawal penalty may apply.
| Account Type |
Minimum Deposit to Open Account |
Minimum to Earn APY |
Interest Rate |
Annual Percentage Yield (APY) |
| 12 month
| $500.00 |
$500.00 |
1.65% |
1.66% |
| 24 month
| $500.00 |
$500.00 |
1.90% |
1.92% |
| 36 month
| $500.00 |
$500.00 |
1.90% |
1.92% |
| 48 month
| $500.00 |
$500.00 |
1.90% |
1.92% |
| 60 month
| $500.00 |
$500.00 |
1.90% |
1.92% |
*Penalty may be imposed for early withdrawal on Certificates of Deposit and Individual Retirement Accounts.
You may call 316-634-1600 to obtain current information.