| |
Community Non-Profit Checking |
Community Small Business Checking |
Community Business Checking |
Community Business Savings |
| Designed to Benefit |
Clubs, Organizations, or Associations |
Small Businesses, Sole Proprietorships with low activity |
Businesses with high amount of activity. Fees and services are analyzed |
Variable rate savings account |
| Monthly Service Charge |
No monthly service charge or minimum balance requirement |
$7.00 monthly service charge |
$9.00 monthly service charge |
$5.00 monthly service charge |
| Waived if: |
Waived if: |
| Average available balance of $1,500 |
Average available balance of $1,000 |
| Transaction Fees |
No charge for monthly transactions up to 75 checks paid/debit items and 25 credits |
No charge for monthly transactions up to 125 (checks paid/debits) |
|
No charge for monthly transactions up to 6 debit items |
| $0.15 per additional transaction |
$0.16 per additional check paid/debit |
$0.20 per check paid/debit |
$1.00 per additional debit |
| |
$0.06 per deposited item |
$0.10 per deposited item |
|
| $0 per deposited CBW item |
$0 per deposited CBW item |
$0 per deposited CBW item |
|
| Earnings Credit* |
|
|
X |
|
| Internet Banking |
X |
X |
X |
X |
| Analysis Statement |
|
|
X |
|
| Statement |
Free with e-Statement, $5 per statement mailed |
Free with e-Statement, $5 per statement mailed |
Free with e-Statement, $5 per statement mailed |
|
| Internet Banking |
$5/month for 20 bills |
$5/month for 20 bills |
$5/month for 20 bills |
|
| $.50/item over 20 items |
$.50/item over 20 items |
$.50/item over 20 items |
|
| Inactivity fee-$2.00 per month if no activity for 6 months |
Inactivity fee-$2.00 per month if no activity for 6 months |
Inactivity fee-$2.00 per month if no activity for 6 months |
|
| Other Features |
Cash Management available for a charge |
Cash Management available for a charge |
Cash Management available for a charge |
|
| *Earnings Credit – The total credit that can be used to offset service charges incurred during this cycle. If the earnings credit allowance calculated on your positive available balance is greater than your activity charges, you will not be charged any fees. If your earnings allowance does not cover the cost of the services used, Community Bank will automatically debit your account. It is important to note that the earnings credit allowance is not a payment of interest, and will not be credited to your account. It can only be used to offset service fees. It is calculated by multiplying the quarter-end Fed Funds Rate for the period by the Average Investable Balance. If the amount calculated is negative, a zero will display in this field. The Earnings Credit Rate is subject to change at our discretion. |